Attention homeowners in Scottsbluff and Scotts Bluff County: Get an Appraisal today!

The top reasons NE homeowners hire Clear Creek Appraisal:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
To challenge a NE property tax assessment
To reduce a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Scotts Bluff county or NE

Own a home in or near Scottsbluff, NE and need help deciding the price of it?
Contact Clear Creek Appraisal.

At Clear Creek Appraisal, we understand the special needs of a customer seeking appraisal services. Our usual business clients understand the appraisal process and the standard "products" we deliver to them. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Clear Creek Appraisal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are qualified in helping clients just like you abolish undesirable PMI insurance.

Challenging a property tax assessment

If you live in an area that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An appraisal report from Clear Creek Appraisal is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Clear Creek Appraisal can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Clear Creek Appraisal can help you with that. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.